Biex issib dak li trid malajr, agħżel minn dan li ġej:

Id-Deċiżjonijiet tal-Arbitru

Tista' tfittex fid-deċiżjonijiet li ttieħdu mill-Arbitru għas-Servizzi Finanzjarji u sentenzi maħruġa mill-Qorti tal-Appelli Ċivili (Inferjuri) għal dawk id-deċiżjonijiet li ġew appellati.

Tista' tirfina t-tfittxija tiegħek billi tagħzel bejn l-isem tal-provditur tas-servizz finanzjarju, il-lingwa tad-deċiżjoni, is-sena tad-deċiżjoni, id-data tad-deċiżjoni minn/għal, is-settur, ir-riżultat tad-deċiżjoni, u jekk id-deċiżjoni ġietx appellata jew le. Jekk tagħżel skont is-settur (eż. 'Banking'), tista' tiffiltra l-għażla tiegħek billi tagħżel 'Issue' (eż. 'Charges') u/jew 'Product' (eż. 'Cards'). Agħżel mid-'drop down filters' fuq in-naħa tax-xellug.

Il-ġabra tad-deċiżjonijiet tiġi aġġornata minn żmien għal żmien. F'konformità mal-politika tal-OAFS, fir-rigward ta' dawn id-deċiżjonijiet, minflok l-ismijiet tal-ilmentaturi jintużaw psewdonimi (l-ismijiet propja jinbidlu b'referenza alfabetika li ma jkollhiex x'taqsam mal-ismijiet vera).

Il-mandat tal-Arbitru għas-Servizzi Finanzjarji hu li jinvestiga u jiġġudika l-ilmenti ppreżentati minn ilmentaturi eliġibbli (individwi u intrapriżi żgħar) fuq provdituri tas-servizzi finanzjarji liċenzjati jew awtorizzati mir-regolatur Malti tas-servizzi finanzjarji. Meta każ jiġi referut lill-Arbitru u tinħareġ deċiżjoni, din tkun torbot liż-żewġ partijiet.

Kull parti tista' titlob lill-Arbitru jikkjarifika jew jikkoreġi kwalunkwe żball fil-komputazzjoni, klerikali, tipografiku, jew nuqqasijiet simili f'temp ta' 15-il jum minn meta tkun ittieħdet id-deċiżjoni. Id-deċiżjonijiet jistgħu jintlaqgħu b'mod sħiħ (Upheld by the Arbiter), b'mod parzjali (Partially Upheld by the Arbiter), jew jiġu rrifjutati (Not upheld), u jistgħu jiġu appellati minn kwalunkwe parti.

Għar-rigward ta' sentenzital-Qorti tal-Appelli Ċivili (Inferjuri), aħna nirreferu għall-websajt tal-eCourts tal-Aġenzija dwar is-Servizzi tal-Qrati (https://ecourts.gov.mt/onlineservices/) għan-numri ta' riferenza u s-sentenzi tal-każijiet appellati.Tagħrif dwar deċiżjonijiet appellati li jidher fuq is-sit tagħna jiġi aġġornata perjodikament. Madankollu, dan it-tagħrif għandu dejjem jiġi ċċekkjat mal-websajt tal-eCourtsperess li ma nagħmlu l-ebda rappreżentazzjoni jew nagħtu garanzija ta' kwalunkwe tip, espressa jew impliċita, tal-kompletezza, l-eżattezza jew l-affidabbiltà tiegħu.

Jekk jogħġbok agħmel kuntatt magħna hawnhekk jekk tiltaqa' ma' xi link li ma taħdimx jew xi tagħrif ieħor inkorrett. Grazzi.

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Rif. tal-każ tal-ASF:
ASF 033/2019
Sector:
Insurance
Language:
English
Financial Services Provider:
Building Block Insurance PCC Limited
Category Issue:
Rejection of claim
Product/Service:
Pet-related
Eżitu:
Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
27/12/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 086/2018
Sector:
Investments
Language:
Maltese
Financial Services Provider:
All Invest Company Limited
Category Issue:
Misselling / Suitability
Product/Service:
Complex/Professional/Experienced/Structured investments
Eżitu:
Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
27/12/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 074/2019
Sector:
Banking / Financial Institutions
Language:
English
Financial Services Provider:
Lombard Bank Malta plc
Category Issue:
Opening/Closure
Product/Service:
Basic payment account
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
27/12/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 012/2018
Sector:
Investments
Language:
Maltese
Financial Services Provider:
All Invest Company Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
27/12/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 046/2019
Sector:
Insurance
Language:
English
Financial Services Provider:
Building Block Insurance PCC Limited
Category Issue:
Rejection of claim
Product/Service:
Pet-related
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
27/12/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 098/2018
Sector:
Investments
Language:
Maltese
Financial Services Provider:
GlobalCapital Financial Management Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
25/11/2019
Rif. tal-Qorti tal-Appell:
092/2019
Rif. tal-każ tal-ASF:
ASF 173/2018
Sector:
Banking / Financial Institutions
Language:
Maltese
Financial Services Provider:
HSBC Bank Malta plc
Category Issue:
Suspected irregular activity
Product/Service:
Cheques
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
25/11/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 151/2018
Sector:
Investments
Language:
Maltese
Financial Services Provider:
Crystal Finance Investments Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
11/11/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 051/2019
Sector:
Investments
Language:
Maltese
Financial Services Provider:
Crystal Finance Investments Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
11/11/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 435/2016
Sector:
Investments
Language:
Maltese
Financial Services Provider:
Crystal Finance Investments Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
11/11/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 038/2019
Sector:
Insurance
Language:
English
Financial Services Provider:
Building Block Insurance PCC Limited
Category Issue:
Rejection of claim
Product/Service:
Pet-related
Eżitu:
Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
11/11/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 099/2018
Sector:
Investments
Language:
Maltese
Financial Services Provider:
Crystal Finance Investments Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
11/11/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 015/2019
Sector:
Insurance
Language:
English
Financial Services Provider:
Building Block Insurance PCC Limited
Category Issue:
Rejection of claim
Product/Service:
Pet-related
Eżitu:
Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
21/10/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 020/2019
Sector:
Insurance
Language:
English
Financial Services Provider:
Building Block Insurance PCC Limited
Category Issue:
Rejection of claim
Product/Service:
Pet-related
Eżitu:
Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
21/10/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 113/2018, 114/2018
Sector:
Investments
Language:
Maltese
Financial Services Provider:
Crystal Finance Investments Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
09/09/2019
Rif. tal-Qorti tal-Appell:
069/2019
Rif. tal-każ tal-ASF:
ASF 157/2018, 158/2018
Sector:
Investments
Language:
Maltese
Financial Services Provider:
Crystal Finance Investments Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
09/09/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 051/2018
Sector:
Investments
Language:
Maltese
Financial Services Provider:
Crystal Finance Investments Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
09/09/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 143/2018
Sector:
Investments
Language:
English
Financial Services Provider:
Triton Capital Markets Limited (formerly FXDD Malta Limited)
Category Issue:
General admin/customer service
Product/Service:
Forex dealing / CfD / Binary Options
Eżitu:
Not Upheld
Data tad-deċiżjoni tal-Arbitru:
09/09/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 036/2017
Sector:
Investments
Language:
Maltese
Financial Services Provider:
All Invest Company Limited
Category Issue:
Misselling / Suitability
Product/Service:
Miscellaneous (securities and funds)
Eżitu:
Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
09/09/2019
Rif. tal-Qorti tal-Appell:
Not Appealed
Rif. tal-każ tal-ASF:
ASF 064/2018
Sector:
Insurance
Language:
Maltese
Financial Services Provider:
Mapfre MSV Life plc
Category Issue:
Value at maturity
Product/Service:
Life-related
Eżitu:
Partially Upheld by Arbiter
Data tad-deċiżjoni tal-Arbitru:
09/09/2019
Rif. tal-Qorti tal-Appell:
Not Appealed